The Ticonderoga Area Chamber of Commerce (TACC) will continue to partner closely with the North Country Small Business Development Center (NCSBDC) and the North Country Chamber of commerce (Health Insurance Services) by providing their services directly at the Chamber office throughout 2017. The Ticonderoga Area Chamber of Commerce office is located at 94 Montcalm Street, Suite 1 in downtown Ticonderoga. Appointments are recommended.
The TACC has been working closely with the NCSBDC and the North Country Chamber of Commerce for a number of years. The NCSBDC is a partner of the Chamber that offers an array of business support, services, and counseling to existing businesses and potential new businesses.
2017 NCSBDC Dates/Times:
September 12th from 11 AM – 4PM, October 10th from 9 AM – 3 PM , and November 14th from 11 AM – 3 PM. Appointments are recommended for all of the dates listed above to provide the best possible service to all clients. Appointments can be made by calling the NCSBDC at 518-564-2528. For the months of March, April, May, June, July, August, & December services are by appointments only and specific dates have not been arranged due to a maternity leave and staffing.
The North Country Small Business Development Center (SBDC) at Plattsburgh is part of a statewide network of 24 regional centers located throughout New York State. The New York State SBDC (NYS/SBDC) is accredited by the Association of Small Business Development Centers (ASBDC) and has more than two decades of serving the small business community. Their core services are: Free and confidential one-on-one counseling, Market/industry research assistance and Customized business training seminars. The North Country SBDC is supported by the State University of New York and the U.S. Small Business Administration to provide high quality business counseling and training to New Yorkers who want to start a business or improve the performance of an existing business. Due to this support, their services are free of charge. Their staff is comprised of business professionals with either small business ownership or executive management experience. They can help you develop practical solutions to deal with the challenges of starting and operating a successful business. The SBDC business advisors provide support to North Country entrepreneurs by providing information, counseling, technical assistance and training to help them meet the challenge of today’s complex economy. Counselors will tailor one-on-one counseling to meet your needs. Some topics commonly addressed include: Business plan development / Cash flow projections, Financial analysis / Legal and regulatory information, Marketing assistance / Business start-up information, Buying and selling a business / Human resource development, and Import/export assistance / Government procurement.
For additional information on the North Country Small Business Development Center or to make an appointment with their staff while they are at the Chamber Office call 518-564-2524 or visit www.northcountrysbdc.org.
2017 North Country Chamber Health Insurance Dates:
September 6th, October 4th, November 1st, and December 6th from 11:00 AM – 3:00 PM by appointment only. Appointments must be made by calling 518-563-1000 and asking for Lisa Bedard-Dupee, Director of Health Insurance Services
Through its licensed subsidiary, the Plattsburgh-North Country Service Corp., the Chamber is offering health insurance assistance throughout the North Country region to small businesses, non-profits, employers of all kinds, self-employed people, individuals and their families. Its trained and licensed professionals can answer questions and assist with available health insurance choices both on and off the new State Exchange, all at no cost to the client. The North Country Chamber and its service corporation are the official providers of health insurance services for many partner chambers in the region including the Ticonderoga Area Chamber of Commerce. Information, guidance and assistance with health insurance for businesses as well as individuals on and off the New York State Health Benefits Exchange will be available.
If you miss open enrollment you may have to wait for another full year to sign up unless you qualify for a special enrollment period. Insurance policies can be purchased from the New York State of Health Marketplace or directly through an insurance company. Lisa Bedard-Dupee at the North Country Chamber of Commerce is a licensed insurance broker and certified navigator available to help you with enrollment on or off the marketplace and to determine if you are eligible for a tax credit.
Penalties are imposed for not having health insurance coverage. The 2016 penalty was 2.5% of your income or $695 per adult (whichever is more) and the penalty for each child in the family without coverage will be up to $347.50. If you owe a penalty it will be taken from your tax refund. *Hardship exemptions are available for specific situations.
Anyone currently enrolled in a health plan through the New York State Marketplace must go on to the website and update their information and income levels. This will help to reconfirm that you are getting the most from your tax credit and make necessary adjustments to avoid penalties. Changes to the plan you selected can be made at this time. All individual plans renew on January 1 and rate increases will apply. Be aware there may be changes to your plan, copays, co-insurance, or drug coverage. Be sure to review the details. Monitor your mail and emails for information regarding these changes.
For answers to questions about the health insurance market, assistance with enrollment, or to make an appointment, contact Lisa Bedard-Dupee at the North Country Chamber at 518-563-1000.